Puerto Rico Banks Balance Sheet

The point forecast beat the no-change baseline overall and in a majority of the evaluated tests.

Model: Agentic Investor TSFM (foundation model)

Accuracy vs naive

+18%Beats the no-change baseline over 8 tests (8 tests, 5 won)

Direction

62%No clear edge over a coin flip (20 of 32 calls right in 8 tests)

Turning points

0 of 10Anticipated no turn, as the no-change baseline does (10 turns in 8 tests, 0 without a turn)

Error vs baseline

18% lowerError ratio 0.82; 1.00 is a tie.

Tests won

5 / 8Complete rolling backtests; ties count as no win.

Test period

2015-12-01 to 2023-09-014 observations ahead per test.

80% band coverage

81%Observed outcomes inside the band across all stored test windows.

• Band coverage uses all stored test windows, including model-selection windows when present; it does not determine the confidence label.
• Evaluated 2026-11-15 against the cached history through 2023-09-01.
• This is an evaluation of the serving model; it does not establish a winner across four model classes.