AgenticInvestor

Poland Consumer Credit

Poland · Monthly series · EC-PL-CCR

Latest, September 2026

882.69B PLN

+0.8% from August 2026

Open interactive chartPoland Consumer Credit in the app

999.7B829B658.3BOctober 2016September 2027
History through September 2026, the forecast path to September 2027 (dashed) and its 80% interval (shaded).

Forecast

Forecast for September 2027: 946.05B PLN, with an 80% interval of 896.44B PLN to 999.65B PLN.

Forecast path. Intervals are shown where available.
PeriodForecast80% low80% high
October 2026888.73B PLN883.34B PLN894.36B PLN
November 2026893.73B PLN880.68B PLN908.53B PLN
December 2026899.15B PLN881.96B PLN917.39B PLN
January 2027904.09B PLN878.34B PLN931.44B PLN
February 2027909.58B PLN883.49B PLN937.61B PLN
March 2027914.50B PLN885.53B PLN945.11B PLN
April 2027919.61B PLN894.05B PLN946.69B PLN
May 2027924.83B PLN883.70B PLN969.00B PLN
June 2027930.58B PLN887.11B PLN977.27B PLN
July 2027935.67B PLN894.96B PLN979.97B PLN
August 2027941.66B PLN893.66B PLN993.41B PLN
September 2027946.05B PLN896.44B PLN999.65B PLN

Model: Agentic Investor TSFM (foundation model). Forecast generated 2026-11-14.

AI confidence

Supported evidence

The point forecast beat the no-change baseline overall and in a majority of the evaluated tests.

Model: Agentic Investor TSFM (foundation model)

Accuracy vs naive
+34%Beats the no-change baseline over 12 tests (12 tests, 8 won)
Direction
79%Beats a coin flip (114 of 144 calls right in 12 tests)
Turning points
0 of 38Anticipated no turn, as the no-change baseline does (38 turns in 12 tests, 2 without a turn)
Error vs baseline
34% lowerError ratio 0.66; 1.00 is a tie.
Tests won
8 / 12Complete rolling backtests; ties count as no win.
Test period
2014-10-01 to 2026-09-0112 observations ahead per test.
80% band coverage
81%Observed outcomes inside the band across all stored test windows.
How this assessment is made

AI confidence describes historical evidence for this forecast, not a probability of being correct. Each backtest fits on data available before its test window. The baseline carries the last value forward. Supported evidence requires at least six complete, non-overlapping tests, an error ratio below 0.90 (rounded to two decimals), and wins in a majority of tests. Ratios from 0.90 to below 1.10 are on par; 1.10 or above is weak evidence. Inconsistent wins produce mixed evidence. For a selected model, only the recent tests excluded from model selection determine this label. These are historical simulations using the available data, not a live trading track record; revisions and foundation-model pretraining can limit how closely they reproduce a past decision. Past performance can change.

Replay past tests

Model comparison

Comparison pendingA new ticker first receives its serving model's forecast and evaluation. An eligible nightly batch can compare both candidates, subject to call budgets and retry limits.

Reading

That is the highest of the 120 readings since October 2016.

Written from the figures by a fixed template; no AI model is involved.

Recent history (24 observations)
The 24 most recent observations, newest first.
PeriodValue
September 2026882.69B PLN
August 2026875.79B PLN
July 2026869.06B PLN
June 2026861.48B PLN
May 2026855.34B PLN
April 2026848.56B PLN
March 2026843.12B PLN
February 2026836.58B PLN
January 2026833.70B PLN
December 2025830.61B PLN
November 2025828.34B PLN
October 2025824.86B PLN
September 2025820.90B PLN
August 2025817.10B PLN
July 2025813.62B PLN
June 2025808.64B PLN
May 2025808.88B PLN
April 2025805.63B PLN
March 2025800.56B PLN
February 2025798.36B PLN
January 2025797.89B PLN
December 2024797.86B PLN
November 2024799.22B PLN
October 2024798.81B PLN

Source

Data: public market data feeds.

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